Enter your income, savings, and state. ClearPath projects your retirement after federal, state, payroll, and capital-gains taxes, year by year.
Peak net worth
Monthly income
Lifetime taxes
Fund status
Pick a starting point close to you, then make it yours. Or open a blank planner.
Most calculators apply one made-up tax rate. ClearPath runs the real brackets, every year, and shows its work.
2025 federal (OBBB) brackets plus all 50 states and DC, payroll (FICA), and capital gains, indexed each year. The same engine your projection runs on.
| Year | Taxes | Net worth | |
|---|---|---|---|
| 2026 | Working | $22.6K | $185.6K |
| 2040 | Working | $34.1K | $1.1M |
| 2055 | Peak | $53.5K | $3.7M |
| 2056 | Retired | $1.4K | $3.8M |
| 2085 | Retired | $0 | $7.5M |
Gross income, taxes by type, each account, and net worth, for every year from today through retirement. Nothing hidden.
Your numbers stay on this device
Runs entirely in your browser. No account, no server, no tracking; your numbers never leave your device.
About a minute, five inputs, a believable projection, and the full year-by-year math behind it.